AMCO Insurance Review

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AMCO Insurance Company Overview

What is AMCO Auto Insurance, and what types of coverage do they provide? Let’s take a close look at AMCO and learn about the insurer’s history and current business. 

AMCO traced its roots to its founding in Iowa back in 1959. AMCO is now a part of Allied Group Inc., which is a division of Nationwide Mutual Insurance Company. Today, AMCO is headquartered in Des Moines, Iowa, and, as part of Allied Group, is one of the largest employers in the area. There are over 2,500 employees on the insurer in Des Moines alone.  AMCO primarily underwrites property and casualty insurance lines. 

This review is intended to help you learn all about AMCO insurance, its product offerings, and how to contact the company. If you are in the process of comparing companies like AMCO for the best auto insurance rates, you can get free online quotes at any time. To start, just enter your zip code and fill out an application. 

AMCO Insurance

AMCO Availability 

AMCO is a subsidiary of Allied Insurance Group and operates under their guidance. With the popular slogan “on your side”, the insurer focuses on providing quality insurance coverage at affordable rates, along with dedicated customer service. 

AMCO is licensed to sell insurance in 32 states across the U.S., including the populous states of California and Texas. You can get covered with AMCO in Arizona, California, Colorado, Deleware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Maryland, Minnesota, Missouri, Montana, North Carolina, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, Washington. Wisconsin, and Wyoming. 

Fast Facts about AMCO Insurance Company

AMCO is a mid-size insurer that sells property and casualty insurance. Here are a few facts about the company:

  • AMCO has an A+ rating with the Best Insurance Reports company ratings. 
  • AMCO uses licensed agents to sell its products
  • AMCO has annual revenues of over $4 Billion
  • AMCO CEO is Jerry Jurgensen and the President is Kirt Walker 

AMCO Coverage

The type of coverage you get and the limit amounts is an essential aspects of buying auto insurance. You should notice that auto insurance is mandatory in all 50 states. This means if you operate a vehicle, you must insure it. Most states, like Texas, set minimum amounts of coverage that a driver must carry. In the state of Texas, the minimum coverage amounts are as follows:  

  • $30,000 in liability coverage for bodily injuries per person in an incident you caused or are responsible for 
  • $60,000 in total bodily injury for two or more persons that sustained injuries in the accident that you caused
  • $25,000 for damages to property as a result of your actions

You will likely need better coverage while you can get cheap AMCO car insurance for rates as low as $45 per month. If you finance a vehicle or lease it, then you will be required to get comprehensive coverage. AMCO has excellent rates on comprehensive coverage that is below the national average. 

Whatever type of auto insurance you decide on, AMCO can get you covered. Call a licensed agent today or get a free online quote.  

In addition to liability, collision, and comprehensive coverage, AMCO has optional coverage, including:

  • Uninsured motorists
  • PIP or Personal Injury Protection
  • Medical Payments Coverage 

AMCO also has free roadside assistance on many insurance plans. This is a feature that many other competitors don’t have. As stated previously, carefully decide on the type of coverage and limit amounts. You want a policy that protects your assets in the event you get into a severe accident with significant injuries.    

AMCO Car Insurance Rates

AMCO offers good coverage at rates often below the national average. Many people only look at price when deciding on an insurance provider. AMCO has a solid reputation of not only offering low cost auto insurance but backing it with solid coverage and excellent customer support. Our research using a Toyota Camry with a four-cylinder engine is what we found comparing the different types of AMCO coverage and rates.  

AMCO – Types of Car Insurance CoverageAMCO – Average Annual Car Insurance Rates
Comprehensive coverage$147.23
Collision coverage$274.58
Liability coverage$501.41
Full coverage$938.27

You should keep in mind these are only national averages for AMCO. Your rates will vary depending on many factors that include: 

  • Your Age and Driving Record
  • The Vehicle You Drive
  • Where You Live
  • Homeowner or Renter
  • The Type of Coverage You Need 

It’s never been easier to compare AMCO auto insurance rates. You can compare side-by-side rates in about five minutes. Enter your zip code to get started.  

AMCO Insurance Discounts

AMCO offers many discounts customers can use. AMCO does not have as many discounts as larger competitors like Progressive, but there are a few worth mentioning.   

  • Safe Driver Discount
  • Senior Citizen
  • Military and Veteran Discount
  • Accident-Free Discount
  • Low Mileage 
  • Good Student Discount (Applies to active students with a GPA of 3.5 or higher) 

Acceptable Payment Methods

AMCO has several convenient options that customers can use to pay their bills. These include:  

  • Debit Card
  • Credit Card
  • Electronic Check
  • Checks by Mail
  • Wire Transfers 

AMCO Website

The main AMCO website is On the company’s website, you can make a payment, check your policy, print out I.D. cards, and get an auto insurance quote. The new AMCO website also has a popular blog with many posts on auto insurance and how to save money while also getting the best coverage possible. You can also use the AMCO site in Spanish, which is a big help for the many Latino customers the company serves.  

You can call an agent from 9 AM to 6 PM central time during regular business hours. Get a quote now and compare AMCO car insurance rates in less than five minutes.

AMCO Insurance Reviews

Overall, AMCO has excellent reviews. The company has a dedicated staff that takes the time to develop an insurance plan for each client. AMCO also has a good track record of paying out claims on time and in full. There is not much information about AMCO with the BBB, but that could mean that not many policyholders have issued complaints to the agency.  

The company, on many surveys, gets about 4.8 stars out of 5. With thousands of active customers spread out over 33 states, that is an overall excellent rating.  

Final Takeaway

AMCO is an excellent mid-sized insurer that offers low-cost liability, collision, and comprehensive insurance through a network of helpful agents. If you live in one of the 33 states the company serves, it would be worth your time to get a quote and compare AMCO to other insurers. Based on our study, AMCO auto insurance was cheaper than the national survey in almost every state. 

Now that you know all about AMCO car insurance, it’s time to compare rates. Start your free online car insurance quote and compare the cheapest rates from regional and national carriers. Save more with direct pricing and see exclusive deals from our partners. Get started by entering your zip code and filling out a simple application. Save hundreds on the coverage you need.