Citizens Insurance Florida
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Citizens Insurance Florida

At Citizens Insurance Florida Group, Inc., we’re here when you need us the most. For over 70 years, we’ve been your local source for all your insurance needs in Florida. We offer a wide variety of personal insurance at great rates. This includes coverage for your vehicle, motorcycle, boat, recreational vehicle, home, rental property, and affordable life insurance. 

Citizens Insurance Florida can get you covered at low-cost rates if you need coverage. Citizens also offer an excellent selection of commercial insurance. This includes general liability, worker’s compensation, group life and health, and several other types of insurance. 

citizens insurance florida

Citizens Insurance Group, Inc.Citizens Auto Insurance works with many insurance companies to be sure you’re getting the best coverage at the lowest possible rates. Customers often save 25% or more when they switch to Citizens Insurance Florida

Licensed agents are standing by to assist you with any questions you might have or give you a free rate quote over the phone. We’ll be happy to assist you in finding the coverage that best suits your particular needs and your budget. Call us today for more information or an instant over-the-phone quote at (844) 509-8603. 

We look forward to serving your insurance needs and helping you find the best coverage that saves you the most money.

Citizens Insurance Florida

Car insurance is not only mandatory for people driving in the United States, but it’s also one of the best pieces of protection that a person can get for the money. It’s also the law in Florida. If you drive a car in the sunshine state, make sure it’s covered, or you’re breaking the law.  

Citizens car insurance in Florida will provide coverage at affordable rates with low down payment options. Good drivers can qualify for very cheap auto insurance with a $20 down payment. This low down payment helps drivers low on cash get insured for less. We will also provide around-the-clock service to assist you if you file a claim. If an accident occurs, you are protected by Citizens auto insurance coverage. Also covered are the people in your vehicle and the people involved in the accident.

Driving can be dangerous and costly if you get into an accident. When you have Citizens car insurance by your side to protect you, it will make driving that much safer. You can get a free quote anytime online by filling out a quick quote application or phone. 

Citizens Insurance Florida Customer Service

Citizens auto insurance is different than other insurers for many reasons. At Citizens, clients are treated more than a statistic or a number. We take the time to get to know the needs of each customer so that we can serve them better. That means focusing on the person and working to create solutions for their needs. That is the customer service difference that sets Citizens apart from other companies. We take the time to develop a comprehensive insurance plan that fits your needs and budget. Getting the right insurance coverage can be difficult, and many people need expert guidance to help them. That’s what we do best. Call or chat with a licensed agent today. 

The most important thing for people to consider when shopping for automobile insurance is to look for a company interested in the client’s best interest and focus on that. Insurance companies that deal directly with clients forge relationships that often last a lifetime. This is why meeting and getting to know each customer is essential. Citizens insurance Florida is committed to helping every customer, whether or not they become a policyholder. Get a quote today and see the difference for yourself. To start, enter your zip code and select the insurance type.

Citizens Insurance Florida Reviews 

Another good idea is to look at customer reviews of the insurer you are considering doing business with. Citizens Insurance FL has excellent reviews because we work hard at serving every person. It’s our mission every single day. It also helps that our Florida home insurance rates are often 25% cheaper than competitors. 

There’s no reason to look at a company whose customer reviews are average or terrible. Citizens Insurance’s good reviews say it all. We are an insurer you can trust and rely on and have over seven decades in business. 

Looking at many providers’ service records and their claims will show you how they handle their clients and the issues during the claim process. If you’re finding people complain about slow claims service or horrible customer service, keep looking or turn to us.  

Citizens Fast Claim Service

Citizens’ insurance helps thousands of low-income Florida residents get insured each year. It’s essential to find a low-cost Florida insurer that will be on top of issues and claims the minute they receive them. This means things like around-the-clock claim service. No one wants to wait for days or even weeks to hear something back from their insurance company after being involved in an automobile accident. It would help if you also looked for car insurance providers that offer $20 down payment insurance coverage.  

Making sure an insurance company is there to work with you and make sure all of the customer’s needs are being met is extremely important. Citizens Insurance Florida works hard to make filing a claim or paying your bill as easy as possible. We provide over-the-phone support, online tracking, and fast payments. See the difference for yourself and get quoted today.

Citizens Insurance Florida Mobile Home Coverage 

If you have a mortgage, it will be mandatory for you to carry home insurance coverage in Florida. This coverage includes mobile homes that are financed. Citizens’ mobile home insurance gives you the same protection as a home. It will protect you from risks, such as flooding, tornados, hurricanes, and other natural disasters.

In some instances, premiums might be higher than a house due to their structural vulnerability in severe weather because of the inherent risk mobile homes present. Getting cheap Florida mobile home insurance varies on many factors, including where you live. Choosing the level of coverage and limit amounts will also play a significant role in determining rates. To compare Florida home insurance quotes, enter your zip code.  

Florida Homeowners Insurance and Natural Disasters

Florida is known as the Sunshine state, but it also gets lots of rain and storms. Severe weather events such as a hurricane or flooding can demolish a home, causing catastrophic damage. An intense hurricane can cause wind damage and flooding at the same time. 

The likelihood of natural disasters in Florida is why so many insurers have left Florida. Citizens Insurance Florida was one of the only providers left in the area after hurricanes wrecked the state and caused billions in damages in the early 2000s. Citizens Insurance Florida has top-rated coverage that includes hurricane and even sinkhole protection. 

When you apply for homeowners insurance in Florida, it’s crucial to get the right coverage levels. Not having the proper coverage in place could leave you responsible for tens of thousands in repairs that you might not be able to afford.  Raise your deductible to lower your homeowner’s insurance costs and maintain proper coverage levels. This simple tip can save you 10% or more. It’s important to note that when you set a higher deductible, have that money saved in the unfortunate event you need to file a claim. Your Florida home insurance policy won’t kick in until you pay the claim upfront.   

Also, don’t under-value your items when applying for coverage. Take an accurate accounting of the contents in your home and list the actual replacement value. It might cost you a bit more in your overall premium, but it will be worth it if a catastrophic event destroys your content.  

Upgrade your Home and Save Big

Did you know that you can save a lot of money by adding safety features to your home? Doors should be heavily anchored to a frame and have strong locks, preferably 2-inch deadbolts, secured with three hinges. It would be best if you also secured braces on your garage doors to prevent “blow-in” wind damage. This can be done using metal braces that stiffen the garage doors.  

Next, install heavy-duty windows that are impact resistant. While these windows cost more, they can save you thousands if a hurricane hits your home. Last, install wind-resistant roofing. It’s expensive but will add value to your home and lower your insurance premium. You can also save on your home insurance cost by:

Citizens Insurance Can Save you More on the Coverage you Need 

Another essential thing to look at is a customer’s savings when looking at a car insurance company. Before a person decides to sign on with a specific car insurance company, they need to ensure that all potential savings and rates have been researched.

Many people do not take advantage of all the available auto and home insurance discounts. Tons of discounts and savings are available to people if they ask for them or apply. We show you the discounts you qualify for before you buy a policy.

Qualify for Insurance Discounts

There are so many discounts that will have people hundreds of dollars each year, but it’s unfortunate that many people don’t know about the available discounts or don’t ask about them. For example, if someone decides to combine their auto and homeowner’s coverage, they will see significant savings. It’s also a lot cheaper for an insurance company to combine a person’s automobile insurance and homeowner’s insurance in Florida. People that want to bundle their insurance can save 15% or more with Citizens.  

Another great way to reduce your monthly premiums and see many savings is by raising your deductible. Many people would instead only pay out a hundred or two hundred dollars when an accident occurs. However, this can be costly in terms of higher premiums.  

If a person raised their deductible to five hundred dollars, or even a thousand, they would realize serious savings of 20% or, in some cases, even more. Other ways to achieve actual savings and see your premium go down more and more each month is by doing the following: 

  • Have and maintain a good, clean driving record 
  • Drive a vehicle that’s cheap to insure 
  • Live in an Area that has Cheaper Insurance Rates, like a rural town
  • Get Excellent Grades (for those in school). 
  • Avoid at-fault Accidents
  • Take a Defensive Driving class 

Choosing an Insurer You Can Trust

Once someone has done their research and realized the savings they were looking for, they should have a pretty good idea about which insurance provider they want to use. We are proud that many Florida residents choose Citizens Insurance Florida with all their coverage needs.  

Finding the right insurance company can be a difficult task. Still, if a person is well informed about their specific needs and what they’re searching for, they will often make the most educated and informed decision. Start by entering your zip code. Get quoted today.

Citizens Auto Insurance Coverage Benefits

When deciding on auto insurance coverage in Florida, it’s essential to make sure you have the best possible range that you can afford. If you get into a wreck, you need good Citizens insurance. Car accidents are more expensive than ever. So, you should get higher insurance limits to cover these unfortunate events. At Citizens, we can get you quality auto insurance under $100 a month with great benefits. If you get into a wreck, you will be covered. So, this gives you greater peace of mind and security.

See the Citizens Insurance Florida Difference for Yourself

Call now and get a quote over the phone or online. Many people with good driving records can save $500 or more. See how easy it is to save on FL auto and home insurance today.